Health Insurance Choice with Flexible Spending Accounts
نویسندگان
چکیده
منابع مشابه
Employee choice of flexible spending account participation and health plan.
Despite the fact that flexible spending accounts (FSAs) are becoming an increasingly popular employer-provided health benefit, there has been very little empirical study of FSA use among employees at the individual level. This study contributes to the literature on FSAs using a unique data set that provides three years of employee-level-matched benefits data. Motivated by the theoretical model ...
متن کاملHealth Savings Accounts: Implications for Health Spending
Enrollment in Health Savings Accounts (HSAs) and the high deductible health insurance plans that go with them is increasing rapidly. The accounts benefit from favorable tax status, and President Bush has proposed further expanding tax incentives that favor HSAs. The goal of these policies is to encourage more efficient use of health care resources by improving consumer incentives. This could re...
متن کاملHealth savings accounts and health care spending.
OBJECTIVE The impact of consumer-driven health plans (CDHPs) has primarily been studied in a small number of large, self-insured employers, but this work may not generalize to the wide array of firms that make up the overall economy. The goal of our research is to examine effects of health savings accounts (HSAs) on total, medical, and pharmacy spending for a large number of small and midsized ...
متن کاملHealth insurance and spending among cancer patients.
Over 1.3 million new cancer cases are diagnosed each year. While most cancer patients are older and covered by Medicare, our analysis indicates that 10 percent of cancer patients under age sixty-five are uninsured and that 20 percent of Hispanic cancer patients under age sixty-five are uninsured. We find substantial differences in cancer spending by insurance status; uninsured patients under ag...
متن کاملSimplifying Health Insurance Choice with Consequence Graphs
Standard theories of insurance demand are based on the idea that people select plans that maximize expected utility over the distribution of final wealth outcomes determined by the plan choice. However, a number of recent empirical studies in health insurance markets document patterns of sub-optimal choices that cannot be rationalized by standard models. These seemingly inefficient choices may ...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: The Geneva Risk and Insurance Review
سال: 2011
ISSN: 1554-964X,1554-9658
DOI: 10.1057/grir.2011.9